Fast. Convenient. Reliable.

Our motto is individual approach to each customer and best possible financing solutions!

About us

The Company’s Operating Principles

Mission Statement

The mission statement of our company is to provide fast and convenient loan services according to the customer’s needs. We aim at offering complex solutions to satisfy our demanding customers, supporting and encouraging them to dream big and achieve.


Our priorities lie within individual approach to each customer as well as careful consideration of terms of cooperation acceptable for both parties.

Core Values

The core values of our company include customer satisfaction, impeccable service as well as high quality, efficiency, and swiftness.

Main Aim

We aim at becoming a reliable partner and quality service provider in the field of financing for each customer, ensuring confidence in the future in the first place. We go with the times and are constantly improving our financial systems. It allows us to offer fast and convenient services, making loan application available 24/7. Moreover, we help identify reasonable and safe loan terms and conditions.

More than 79% of customers apply via mobile phones
Over 1 mln Provided Loans
Unique Customers 487k group wide
More than € 523 mln total loans


Comprehensive report on a placet group activities throughout the past years.


Historical financial statements ensure complete and evident insight to the activities and financial performance of Placet Group throughout the years. Analyze the annual records to travel through time with us to the current success of the company.


Get all the relevant information and numbers in a convenient and elegantly designed presentation form. Examine the main KPI-s and visualized business data to quickly grasp the essence of the financial circumstances and statements.


The Placet Group credit card allows you to pay for purchases online, at payment terminals, use contactless payments and withdraw cash from ATMs. The credit card also comes with special offers from our partners! We now offer two credit cards with different options.

WHITE credit card is issued with a limit of up to 5,000 euros and the first 60 days are interest-free for new customers. This credit card also offers a cashback feature, meaning that customers receive a certain percentage of the purchase amount back to their account.

BLACK credit card is issued with a limit of up to 5,000 euros and the interest-free period is up to 45 days.

Contactless payments
Cash from ATM
Internet purchases
3D Secure


range of international services

Placet Group OÜ that provides collateral and unsecured loans to individuals and legal entities started operation in 2005. Currently, the company operates in Tallinn (Estonia) under the brands,,; in Vilnius (Lithuania),,

Key Milestones



Renewed representative office was opened


Improved Placet app

Integration with Apple Pay

New brand identity

New self-service environment


The interest-free period of the Black card has increased to 45 days

Launched offering payment grace period service


Launch of car lease

Black credit card with interest free period up to 35 days

Launch of installments in stores and online e-shops


O1.10.2020 Placet Group announced its first VISA credit card

Present of Placet Group App

Joining the Moncera Platform

Additional 2M EUR credit line from one of Estonian Banks


Installment offers for furniture shops in Lithuania

Сooperation with IKEA Riga


Launch of in Poland

Joining the Mintos platform

Establishment of the indoor football club "Viimsi FC Smsraha"


Launch of a credit line and business loans in Estonia


Obtaining an activity license from the Estonian FSA


Company registration and launch of in Poland


Launch of ja in Lithuania


Launch of in Estonia

Company registration in lithuania


Launching in Estonia


Cooperation with ITM Debt Collection company



Launch of in Estonia


Placet Group registration in Estonia


- We are grateful to be surrounded by our friends -


Wallester is a Licensed White label VISA Card issuer and the payment provider specializing in offering transaction processing services.

itm trade

ITM trade has a 15 experience in IT sector. Company offers marketing, web design, programming, web hosting and administration services.


Moncera is a completely automatic P2P investment platform that allows investing in consumer loans issued by loan originators of Placet Group.


FinanceEstonia is a financial sector representative organisation with the aim to increase member companies business opportunities through enhancing financial sector development and the export of financial services.


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Mintos is a Latvian peer to peer (P2P) platform that connects alternative lending companies with investors all over the world.


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With a competent team that is the largest on the market, Julianus Inkasso helps find the best solutions to all debt collection issues.


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Scorify is an analytics company that helps organisations understand and evaluate the data collected, conduct in-depth research and predict the behaviour of their customers.


Contact Us

Should you have any questions about how Placet Group OÜ operates or should you have any cooperation offers, please contact us using the information or the contact form below.

  • 4 Kreutzwaldi (1st floor), 10120 Tallinn, Estonia
  • +372 663 0110
  • Mon-Fri, 10:00-19:00

Send us an email!

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